Activate Bank of America credit card – www.bankofamerica.com/activate

Bank of America is a multinational investment bank located in the United States. The headquarters of this banking corporation is located in Charlotte, North Carolina. This banking corporation was started in San Francisco. It is considered the second-largest banking institution in the United States and the eighth-largest bank in the world. GOOD among the four largest banks in the United States. they provide the services of asset management, commodities, banking, credit card stocks, trading, insurance, etc.

Easiest methods to activate your Bank of America credit card:

If you have a new Bank of America credit card, you will need to activate the card. You can use any of the following methods to activate your BOA credit card:

Activate your Bank of America credit card via the online method:

It is very easy to activate your Bank of America credit card. If you are a new user, you must sign up for Online & Mobile Banking. If you already have an online ID, follow these instructions to activate your BOA credit card:

  • First, you need to click on this link www.bankofamerica.com/activate
  • There, click on the Already have an online ID option if you have already signed up for online and mobile banking.

activate bank of america credit card

  • You must provide your ID and password online in the field provided.
  • Then, simply click the Login button to log into your BOA Online Banking account.
  • After that, you can simply follow the on-screen directions to activate your BOA credit card.

Activate your Bank of America credit card over the phone:

You can also activate your Bank of America credit card over the phone. You can simply follow the auto-call service to activate your credit card. To activate your BOA credit card, you must dial 800-276-9939 from your phone. After calling this number, simply follow the on-call instructions to activate your credit card. You must provide all the information necessary to activate your credit card.

Some of the best credit cards offered by Bank of America:

Bank of America offers several credit cards for you to choose from. These are some of the best Bank of America credit cards:

Bank of America Cash Rewards Credit Card:

If you are looking for the best cashback credit card, consider the Bank of America Cash Rewards credit card. With this card, you will receive a 3% cash back in a category of your choice. On your grocery purchase, you will receive 2% cashback. On all your eligible purchases, you will receive a 1% cashback.

Interest Rates and Charges:

Interest rate:

  • APR for Purchase: There will be no introductory APR for the first closing date of 12 statements. After this period, your purchase APR will be between $13.99% and 12.99%, depending on your credibility.
  • Balance Transfer APR: For the first 12 statements, your balance transfer APR will be 0%. After that, your balance transfer APR will be 13.99% to 23.99% based on your credibility.

Fees:

  • Annual Fee: No annual fee will be charged on this credit card.
  • Balance Transfer Fee: You will be charged 5% of the amount transferred or a minimum of $10.
  • Cash Advance Fee: For each cash advance, you must pay 3% of the amount or a minimum of $10.
  • Late Payment Fee: If you do not pay your credit card bill by the due date, you will be charged a late payment fee of up to $40.

Bank of America Travel Rewards Credit Card:

The Bank of America Travel Rewards credit card is a great option if you travel frequently. This card gives you 1.5 unlimited points on every dollar spent on your purchase. It also offers redemption flexibility, so you can book your trip yourself and redeem your points for a statement credit. These points can also be redeemed when purchasing the restaurant.

Interest Rates and Charges:

Interest rate:

  • Purchase APR: For the first 12 statements, there will be no introductory APR on purchase. After that, your purchase APR will be 14.99% to 22.99%, based on your credibility.
  • APR for balance transfer: The balance transfer APR of this card is between 14.99% and 22.99% depending on your creditworthiness.

Fees:

  • Annual Fee: An annual fee will not be charged for the Bank of America Travel Rewards card.
  • Balance Transfer Fee: For each balance transfer fee, you will be charged 5% of the amount or a minimum of $10.
  • Late Payment Fee: If you are unable to pay your credit card bill by the due date, you will be charged a late fee of up to $40.

Bank of America Premium Rewards Credit Card:

With the Bank of America Rewards credit card, you will receive bonus travel and dining rewards. It comes with a bevy of travel perks, which makes this card worth an annual fee.

Interest rates and fees:

Interest rate:

  • APR for purchase: The initial APR for purchase will be 15.99% to 22.99%, based on your credibility.
  • APR for balance transfers: APR for balance transfers to this card is 15.99% to 22.99%.
  • APR for Cash Advance: The APR for a cash advance is between 18.99% and 25.99% depending on your credibility.

Fees:

  • Annual fee: The annual fee for this card is $95.
  • Balance Transfer Fee: For each balance transfer, a fee of $10 or a minimum of 5% of the transferred amount will be charged.
  • Cash Advance Fee: For each cash advance, you must pay 3% of the amount or a minimum of $10.
  • Late Payment Fee: If you are unable to pay your credit card bill by the due date, you will be charged up to $40 as late payment fees.

Bank of America contact information:

If you experience any difficulties in activating your Bank of America credit card, please contact the customer service department.

General Account Information: 800,432,1000

Mon-Fri 8am-11pm ET

Sat-Sun 8 am-8 pm ET

Automated support: 24/7

Customer Service Credit Card: 800.732.9194

Credit Card Activation: 800.276.9939

Credit card billing inquiries: 866.266.0212

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